Our stellar reputation and longstanding experience allow us to negotiate great rates with our lenders. We regularly receive short-term rate promotions that are not posted online. Please get in touch for these unpublished rate specials.
Today's Exclusive Invis Mortgage Rates
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Rate is only part of a successful mortgage strategy!
When rate shopping, do all the research you can, but be sure to get in touch for unbiased professional advice. It’s important to consider privileges that can help you become mortgage free sooner, like prepayment options and ensuring reasonable fees should you need to break your mortgage early. Get the best mortgage and rate for your situation!
Fixed Residential Rate
With a fixed-rate mortgage, you’ll know with absolute certainty what your rate and payment will be each month for the term of your mortgage, offering you stability and peace of mind. Since fixed rate mortgages are not affected by fluctuating interest rates, you can "set it and forget it."
You may want an open fixed rate if…
- If you plan to sell your home in the near future.
- If you intend to make prepayment of more than 20% of your mortgage principal.
- If you prefer to have the same payment over the course of your term.
Variable Residential Rate
With a variable mortgage, your rate will move in conjunction with your lender’s Prime lending rate. Since it can be difficult to predict what kind of rate ups and downs are ahead, a variable-rate mortgage is best suited to people who have a flexible budget and can tolerate slightly more risk.
Most variables allow you to exercise an option to “lock in” a fixed rate at any time. And, if your circumstances change and you need to get of out of your mortgage, you will appreciate the lower penalty to get out of a variable versus a fixed-rate mortgage.