Cathy Henbest

Mortgage Consultant

cathyhenbest@invis.ca

Work

(780) 904-7279

Cell

(780) 904-7279

Visit my website

Languages: English

Specialties: Residential Mortgages, First-Time Home Buyer, Self Employed, New Canadian

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About Me

What's important to me is to provide a positive experience whether you are purchasing a home, building a new home, refinancing, or your home is up for renewal, I want to help. With over 20 years of lending and financial planning experience I began my career with a major Financial Institution and gained years of experience, I bring solid advice and recommendations now and for your future requirements with the best products through a choice of over 30 Mortgage Lenders.

With a focus on professionalism and building relationships, I strive to assist my clients in meeting their mortgage requirements and financial needs. I am grateful to be working with and mentored by the best in the industry. My passion is finding the right solutions for even the most complex of mortgage situations, and I am driven to help streamline the mortgage process. Walking clients from Pre-Approval into their new home along with annual reviews, insures that their goals and requirements are still being met. This keeps my career as a Mortgage Broker both fulfilling and interesting.

It's not just about the mortgage, it's about the relationship moving forward for as long as you own your home and beyond.

7 reasons to use a Mortgage Broker over your Bank

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Self Employed

Borrowing money is harder for many self-employed Canadians. While there is broad recognition that self-employed Canadians are reliable borrowers, it may be difficult to navigate the mortgage process and the different options available specifically for this group. We can help turn the tables. These individuals may run their own businesses, or work in a profession where the main source of their income is predominately capital gains, a form of income that is generally not considered by most “A Lenders”.

We work with self-employed homebuyers every day and understand the challenges that they may face when arranging a mortgage especially with no standard proof of income. Our brokers are experts when it comes to mortgage solutions and have access to multiple options, including mortgage products designed specifically for self-employed Canadians. They can pinpoint which lenders have more favourable terms and requirements and advise you on how you can improve your options to get the best possible rate and terms.

The more complex your mortgage situation, the more sense it makes to use an experienced mortgage professional who can help simplify the process and help you achieve both your short-term objectives and your long-term financial plan. Most of all, they allow you to stay focused on your business, alleviating the burden of many time-consuming and frustrating tasks and meetings associated with securing a mortgage and will also work around your busy work schedule. Many will even travel to your work site if required to make the transaction as convenient as possible for you.

Remember, that independent mortgage professionals work for YOU, not the lenders or banks, so you can rest assured that their advice is unbiased and in your best interest when it comes to finding the right lender and right product to meet your needs. Find out what your options are, give us a call.