Rick Tober

Invis is Canada's largest independent mortgage broker. With offices from coast to coast, our strength and experience allows us greater leverage in negotiating the best products and rates with over 30 lenders across the country.

I work hard to provide maximum flexibility in financing options and deliver the most competitive and innovative products and services to suit your individual needs.

As an Invis Mortgage Consultant, I will:

• determine your specific mortgage financing needs
• negotiate with lenders on your behalf
• get you the most competitive rates

and I will offer you the widest choice of mortgage options including:

• variable rate mortgages
• capped variable rate mortgages
• fixed rate mortgages
• mortgages for rental properties
• mortgages for the self-employed
• zero down payment mortgages and more...

I will counsel you on credit and mortgage qualifications, offer efficient and highly personalized service, and help you every step of the way.

Whether you're a first time or repeat buyer, wanting to renew or refinance your existing mortgage, I can negotiate the best mortgage on your behalf.

 You benefit from my access to lenders, market knowledge, exceptional negotiation skills, as well as my commitment to highly personalized service.

Why wait? Access your options today.

*On approved credit (O.A.C.) / Fees payable to the mortgage broker and/or lender may apply in specific circumstances.

Member, Canadian Institute of Mortgage Brokers and Lenders E. & O.E.